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Long-Term Care & Life Insurance Planning at Beacon Wealth Management

Strategic Planning for Healthcare Costs and Financial Protection in Retirement

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Long-term care and life insurance planning at Beacon Wealth Management focuses on addressing rising healthcare costs and future financial protection. We help clients evaluate healthcare needs, explore insurance options, and design strategies tailored to their unique circumstances. Our personalized approach ensures that your health and financial priorities are thoughtfully integrated into your plan.

Long-Term Care & Life Insurance Planning
Focused on Your Unique Goals and Needs

Protect Your Financial Future

Long-term care and insurance planning helps safeguard your savings, ensuring you’re prepared for unexpected medical or care expenses later in life.

Reduce Stress for Loved Ones

From health to life insurance, personalized planning ensures you have the right coverage to match your lifestyle, goals, and future concerns.

 

Tailor Coverage to Your Needs

From health to life insurance, personalized planning ensures you have the right coverage to match your lifestyle, goals, and future concerns.

Plan for Life’s What-Ifs

No one knows what the future holds, but long-term care and insurance planning help you face the unknown with confidence and a solid safety net.

The Importance of Designating Beneficiaries

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The Importance of Designating Beneficiaries

When life gets hectic and your to-do list seems endless, it can be easy to let financial planning details slip through the cracks. However, updates to your designated beneficiaries on 401(k) plans, IRA accounts, and other retirement assets is vitally important.

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Smart Solutions for Every Stage of Your Financial Journey

Healthcare Cost Analysis
Evaluate potential long-term care expenses to align your financial strategy with projected healthcare needs in retirement.
Insurance Options
Explore long-term care and life insurance policies tailored to your health, budget, and overall financial plan.
Budget Alignment
Develop strategies that balance healthcare planning with your current financial priorities and long-term retirement goals.
Care Strategy Planning
Create a plan for managing future care needs, considering factors such as insurance coverage and self-funded options.
Legacy Considerations
Assess how life insurance can contribute to broader wealth transfer plans and address family financial priorities.
Integrated Approach
Incorporate healthcare planning into a comprehensive financial strategy to address future challenges while protecting your resources.

LET’S HAVE A CONVERSATION

Take the next step in protecting your financial future.

Request a 15-minute discovery call to discuss personalized strategies for managing healthcare costs and life insurance planning.
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Assessing your small business financial health can help entrepreneurs like you course-correct and strengthen your bottom line.

Assess the Strength of Your Small Business’s Financial Health in Five Steps

Running a small business demands a lot of dedication, with much of your time spent managing daily tasks and keeping things running smoothly. With all that on your plate, it can be tough to focus on the bigger picture—especially your small business financial health. Yet, staying on top of your business’s financial well-being is crucial. In this article, we’ll outline five practical steps to help you evaluate the financial health of your business, so you can make adjustments when necessary and stay prepared for future growth opportunities.

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WV-BASED PROFESSIONALS HELP FAMILIES PLAN FOR THE FUTURE

Bridgeport, WV – May 14, 2025 – John Halterman and the Beacon Wealth Management team recently partnered with Seamon Law to host a special event designed to help people better understand the importance of estate planning and how it can protect their financial future. The event, Wisdom 2 Wealth: Estate Planning, took place at the Bridgeport-based Beacon Wealth Management office, bringing together clients, legal professionals, and financial guides for an informative session filled with practical tips and advice. Presented by Doreen Seamon, founder of Morgantown-based Seamon Law and a trusted voice in estate planning, the event offered valuable guidance

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Discover how proactive risk management for small business owners can strengthen your business’s future.

Risk Management for Small Business Owners: Safeguarding Your Financial Stability

If you’re a small business owner, you already know this lifestyle is not for the faint of heart! Risk is an inherent aspect of running any business, regardless of its size, and it may be something you think about on a daily basis – or something you should be thinking about more often. The truth is that small business owners face unique challenges when it comes to managing risks that could potentially impact their operations, finances, and reputation. When it comes to risk management for small business, it’s crucial that you implement effective strategies if you want to achieve

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Long-Term Care & Life Insurance Planning
Frequently Asked Questions

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Why is long-term care and life insurance planning important?

Long-term care and life insurance planning are essential for addressing potential healthcare costs and ensuring financial protection for you and your family. With rising healthcare expenses, planning ahead helps prepare for long-term care needs and provides clarity on how to manage these costs without depleting your financial resources. Life insurance can also play a critical role in supporting your broader financial goals and legacy planning.
How does Beacon Wealth Management tailor thAt Beacon Wealth Management, we take a personalized approach to long-term care and life insurance planning. We evaluate your health, financial situation, and goals to recommend options that align with your specific circumstances. Whether it’s exploring long-term care insurance policies, calculating potential healthcare costs, or determining the right type of life insurance, we create strategies tailored to your needs and budget. s service to individual needs?
Getting started is easy—schedule a 15-minute discovery call with our team. During this conversation, we’ll discuss your current situation, future healthcare considerations, and financial priorities. This initial call will help us understand your needs and explore how our planning services can support your long-term goals.

READY TO ALIGN YOUR FINANCES WITH YOUR LIFE GOALS?

LET'S TALK.

Our discovery call is designed to connect and understand what you’re looking for in financial guidance. Let’s discuss your priorities and see if our approach aligns with your goals. Schedule your call to begin planning for what matters most.
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4565 Benedum Drive
Bridgeport, WV 26330

(304) 626-3900

[email protected]

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Securities offered through Cambridge Investment Research, Inc., a broker-dealer, member FINRA/SIPC. Advisory services offered through Cambridge Investment Research Advisors, Inc., a Registered Investment Adviser. Beacon Wealth Management operates independently of Cambridge. This communication is strictly intended for individuals residing in the states of WV, PA, OH, MD, NC, SC, TX, FL, NY, DE,  KY, CA and WI.  No offers may be made or accepted from any resident outside the specific state(s) referenced.

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